Your standard car insurance policy covers a lot, but it doesn't cover the cost of vehicle repairs unless they're caused by a covered peril. The average driver spends nearly $550 per year on car ...

Equipment breakdown coverage is an optional insurance type that helps pay for financial loss caused by the mechanical breakdown of household appliances and equipment in your home. Homeowners, condo ...

Jeff Somers is a freelancer who has been writing about writing, books, personal finance, and home maintenance since 2012. When not writing, Jeff spends his free time fixing up his old house. He has ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more. Car ...

Mercury Mechanical Protection offers affordable mechanical breakdown insurance (MBI) with a variety of plan options. Unlike many other MBI providers, Mercury offers an exclusionary plan with nearly ...

Does car insurance cover mechanical problems? Unfortunately, in most cases, you will have to pay out of pocket if your vehicle needs this type of repair. Your basic auto coverage will only pay for ...

Breakdown cover is there to provide peace of mind that you won’t be left stranded if your vehicle breaks down. But there are different levels of cover available, with some offering a wider scope of ...

Car repair insurance helps you cover the cost of fixing serious issues with your vehicle, depending on the level of coverage you buy. There are different types of car repair policies, and it is ...

If the air conditioning breaks or your vehicle starts having transmission issues, your car insurance won’t pay for the cost of repairs. A standard car insurance policy only covers problems such as ...