FHA mortgages and mortgage insurance are government programs intended to help first-time homebuyers and other in-need borrowers get loans to purchase homes. If you have a low credit score and can't ...

The U.S. Department of Housing and Urban Development’s last action under the Obama Administration was cutting Federal Housing Administration mortgage insurance premiums by 25 basis points. However, ...

Explore how the FHA supports homebuyers with mortgage insurance and low down payments. Learn the agency's history and its role in making homeownership accessible.

Calling for solutions to an escalating homeownership crisis, federal officials scrub "climate change" from their vocabulary The first step to fixing a problem is acknowledging a problem exists. Six ...

Six months ago today, President Donald Trump became the 45th president of the United States, but today also marks the six-month anniversary of the suspension of a mortgage insurance premium cut. Right ...

TAMPA, Fla. (WFLA) — Starting the week before Christmas, the United States Department of Housing and Urban Development will let homeowners that live in special flood hazard areas, and have a mortgage ...

Vice President Kamala Harris on Wednesday announced a new action by the U.S. Department of Housing and Urban Development (HUD) to lower costs for homebuyers across the country. Under the new action, ...

As FHA borrowers face mounting affordability pressure and rising delinquency rates, a new bipartisan bill called the ...

The annual premium paid by borrowers on mortgages backed by the Federal Housing Administration (FHA) is going down by a quarter of a percent. Housing and Urban Development (HUD) Secretary Julian ...

If you take out an FHA loan, you’re required to pay FHA mortgage insurance premiums (MIP). FHA MIP includes an upfront premium, typically paid at closing, and annual premiums. The cost of the annual ...