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Your payment history and how much of your credit limits you use are the two biggest credit scoring factors. Many, or all, of the products featured on this page are from our advertising partners who ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

To minimize the impact on your credit score when closing a card, ensure that there is no or minimal effect on your credit mix ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

A HELOC will only impact your credit score if the information is shared with credit agencies. Here’s what you need to know. Home equity lines of credit (HELOCs) are financial products that can be used ...

Does unemployment affect your credit score? Unemployment won't directly affect your credit score. Your credit score is a reflection of your history with credit accounts, not your situation. But if ...

BOSTON--(BUSINESS WIRE)--Crimson Hexagon, a leading provider of social media analytics software that delivers business intelligence to global corporations, today announced the integration of Klout ...

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Credit scores are an integral part of the financial world. For individuals, these scores determine the ease with which one can access credit, the amount of credit one can receive, the interest rates ...

HELOC applications require a hard credit pull, which temporarily lowers your credit score. Closing a HELOC and carrying a big debt balance could lower your credit score, depending on how your lender ...