Investing.com -- Proposed changes to U.S. credit-card interchange fees could disrupt the financial structure of airline loyalty programs and slow growth in co-branded rewards cards, according to ...

Robert Day is the MP at weAudit.com and the author of The Great American Heist: How Credit Card Processors Steal Businesses' Profits. Some credit card processors employ a deceptive tactic known as ...

Visa's strong financial performance is overshadowed by potential disruptions to its revenue model due to global regulatory changes, particularly around interchange fees. Regulatory adjustments in the ...

Merchants’ disdain for interchange is well documented, but one aspect of card-acceptance costs that gets drowned out by the outcry over interchange is that rising processing fees are hitting merchants ...

Americans currently use debit cards and credit cards for nearly 82% of their payments and purchases, almost double the share as recently as 2003. In 2022, they used debit cards 98 billion times for ...

The Federal Reserve Wednesday revised its Regulation II rule governing debit card interchange fees to lower the maximum amount banks could charge vendors for debit transactions. The Federal Reserve ...

I often encounter three misconceptions about interchange fees. They may seem trivial, but they are truly fundamental to understanding the payment market, which will help you discuss fees more ...

The Payment Systems Regulator (PSR) has recommended a cap on cross-border interchange fees after its market review into the fees. This is not the only interchange fees story to hit the headlines this ...

(RTTNews) - Visa (V) has agreed to a settlement with U.S. merchants lowering credit interchange rates and capping those rates into 2030. The company said the settlement gives merchants greater ...

Merchants are right to dispute what they pay for card transactions. Technology has an answer—if the networks will listen. Interchange is the foundation of branded-payments theory: Remove friction at ...

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...