Learn about disability income insurance, including the types, key features, and factors affecting premiums. Discover how to choose and the claims process.

Q: Why are some people able to get Social Security income earlier than others? A: Generally, Social Security benefits are paid to eligible workers, and their families, based on the workers' earnings.

Preparing for employees to take a disability leave for an illness or injury can be a stressful experience for benefit and HR managers. With a full plate of work on top of arranging for reasonable ...

Life insurance is important to have, but disability insurance may be even more essential. Insurance is about planning for the worst ensuring financial security. So let’s get planning. First, you’ll ...

Millions of Americans are unable to work each year because of illnesses or injuries. While you hope you are never a part of that statistic, you should review your insurance coverage to make sure you ...

A 20-something today has a one in four chance of becoming disabled before retirement, according to the Social Security Administration. While Social Security disability benefits can help, the average ...

1. How does the policy determine if I’m disabled? The best plans define disability as a sickness or injury that prevents you from performing the duties of your own occupation or medical/dental ...

Compare group and individual disability insurance to learn their key differences, benefits, and which policy best suits your ...

The Social Security Administration estimates that 1 out of every 4 of today’s 23-year-olds will be disabled for at least 1 year during their working life. Are you and your family prepared? Here’s ...

Sophie Venz is a former Deputy Editor at Forbes Advisor. She is an experienced editor and features reporter, and has previously worked in the small business and start-up reporting space. Previously ...

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full ...